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OP, you are off to a great job getting an investment portfolio started in your young twenties. Having a tiny bit of savings is a much less stressful life than having zero and living hand to mouth.
Regarding on what to buy, I and going to buck the trend here. I own a couple of small silver coins for something that I can turn into cash quickly if I need them. Otherwise, I leave precious metals alone. The companies who sell precious metals to you are making the money, otherwise they would be buying instead of selling.
Follow the standard advice of the 15% Rule: Invest no more than 15% of your portfolio into any single investment. An exception to this rule can be forgiven if one is buying a home.
I suggest starting with stocks which pay dividends. I like to invest in companies which balance each other, like an oil company stock and stock in a company which manufactures bicycles. Even if an entire industry collapses, at least part of your portfolio will soften the loss by gaining ground. Cherry pick some stocks of companies which you personally like, regardless of their past stock market performance. Hold onto these stocks for as long as you can; day traders often see their winnings wiped out by hundreds of transaction fees.
I have an account with the online broker, TradeKing, and I am pleased as spiked-punch with that service. Purchases are dirt cheap, thus protecting my razor thin profit margins. There are a couple of catches for having an online broker. First, monitor your investments at least twice a year to see if you are changing your mind about any particular item and to see if you are due soon to be hit with an inactivity fee. When my computer crapped out on me, one of those $50 inactivity fees hit my portfolio, resulting in a net loss for the year. The other thing you need to watch if your taxes. The IRS frequently mistakes a sale of stock as a windfall of income even if you sell at a loss. I once had to write the IRS a letter explaining such, and that letter was adequate.
Bonds are a measure of confidence in a government. Being not very confident, I own none. I suggest sticking to the 15% Rule so that all of your bonds combined compose no more than 15% of wealth.
Do NOT buy a new car. Don't let anyone sell you a load of crap about building credit. If you aren't taking out a business loan to build a factory, you don't need credit that badly. Cars are a particularly bad use of money. If one takes the average American's car loan payment and extrapolates that over twenty years, then compares placing the same amount of money in a savings account, the difference will be a million dollars in the bank by the time you turn 41 -- or a used car.