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/jew/ - Thrifty Living

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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 [Reply] [First 100 posts] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 25/02/01(Sat)14:28 No. 4235

bump




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 [Reply] Stickied
1

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 24/07/15(Mon)13:52 No. 4046

>>3957
Found the Chinese random phrase spambot.




Investing/Money Advice Modern Mom 22/04/04(Mon)19:56 No. 3649 [Reply]
3649

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After slaving at a shit job and saving as much as possible for a few years, I currently have a little over 13k saved up

What should my next move be?


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Modern Mom 22/11/28(Mon)11:14 No. 3761

>>3649
Research traveling the world, on an eddie shoe string.
Then set of with the intent of learning as many ways/tips/tricks of make money and saving money. A long the way.
Also please post them back here to halp any of lucky enough to get the chance to escape.

All my best anon and go for it.


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Modern Mom 23/01/29(Sun)05:42 No. 3778

Slow & steady wins


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Modern Mom 25/03/19(Wed)18:45 No. 4282

>>3746
A word of caution! I wouldn't trust something something by Kiyosaki. The guy is a get rich quick scheme con-man, not a real investor. His books are pure fiction, he got rich off his wife.

"He founded the Rich Dad Company, which provides personal finance and business education through books and videos, and Rich Global LLC, which filed for bankruptcy in 2012.[1]

Kiyosaki was sued in a class action suit filed by attendees of his seminars,[2][3] and is the subject of investigative documentaries by the CBC,[4] WTAE-TV[5] and CBS News.[6] In January 2024, Kiyosaki stated that he was more than $1 billion in debt.[7][8] " - wiki




Modern Mom 25/02/11(Tue)15:13 No. 4245 [Reply]
4245

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what would YOU do if you ingerited 300k USD and had no debt? enough passive income to retire would be great. maybe get a plumber and a truck to work for me or smth
pic unrelated i was mad about crackers


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Modern Mom 25/02/11(Tue)17:43 No. 4246

Find a bunch of extremely talented mostly open source engineers and give them just enough money to compel to hang out with me and create insanely awesome shit. Work on AI basically. Together. Use them to help me solve certain problems. But without directly hiring them, because then this money would too quickly disappear. More something I ideological, but you know I could rent out spaces, get some hookers, make it appealing enough for them to come after work. Or just in their free time. Order pizza, make a great sound system, play some movies, whatever, but create a community. Which I would eventually convert into a company.


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Modern Mom 25/03/17(Mon)18:07 No. 4281

>>4245
Buy $10k in series I bonds every year until the interest rates drop below the inflation rates. Otherwise cut your expenses, get blue & white collar skills for free via Pell grants, maybe buy 10k in CDs every year, and work until you have 2 million and you can retire overseas.

Timing is the most important part of investing. FOMO is your enemy. Buy low, sell high. If the price has gone up in the past 3 months, it's no longer low.

If the real estate market tanks, buy a house or motel and a laundromat. Cheap side businesses you can employ retarded relatives in.

>>4246
This is retarded.




Modern Mom 13/12/13(Fri)22:52 No. 1793 [Reply]
1793

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How does one make counterfeit dollars? My buddy did it, back when I wasn't interested in knowing it, but he died back in 2010.

I don't want to make big bills since they catch on to that quick. Just small bills, like 1s and 5s. There was also someone counterfeiting 20s in the area so I'd be waiting and using different bills anyways. A basic run through of how to do it would be nice. It'd help me out a lot.


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Modern Mom 24/11/28(Thu)13:55 No. 4164

Americans are all Satanists now.

Americans don't care if stealing is legal, but Americans lose their minds if a church feeds the homeless.


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Modern Mom 25/02/14(Fri)20:09 No. 4248

>>1793
Did you ever find out?


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Modern Mom 25/03/17(Mon)17:58 No. 4280

>>1793
How viable is it to counterfeit money used by a different country?




The Mines Of Moria Borrowmirror 25/03/02(Sun)23:55 No. 4268 [Reply]
4268

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No more hobbit$ in Ukraine without mines.


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Master Took 25/03/03(Mon)00:00 No. 4269

>>4268
Hobbit$ can protect the mines :3




Black Market Community 3 25/02/26(Wed)21:28 No. 4263 [Reply]
4263

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Realize; firms that freeze crypto accounts will be blacklisted for violating the trust of clients. Bitcoin is not part of the governments intellectual property.

The whole point of bitcoin was to ensure financial privacy. If people don't agree with the underlying principles of this nothing asset (like digital collectible coins made out of potential electricity) then they shouldn't have invested in it in the first place.

Bitcoin is fair game, stealing nothing isn't really theft. If a company can't keep its' databases secure then they shouldn't be in the business of securing accounts.

You people should try to be more consistent in your legal practices.

Bitcoin is how people can avoid corrupt government hacks from stealing (freezing\confiscating) their assets. Any firms complying with investigations are not protecting their clients privacy.

The world needs tax havens for maritime shipping to function. The government can't completely control the economy.

Please, illustrate practical integrity before you get caught by more practical forces. Make believing in the law doesn't save worlds.




BEAN 22/01/28(Fri)06:42 No. 3621 [Reply]
3621

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I am a traveling anon, and wish to offer /jew/ knowledge about BEANS.
What follows is an "iron diet" specifically for people who live in western countries, and face poverty due to cost rather than lack of income.


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Modern Mom 24/12/07(Sat)14:59 No. 4173

500 kilos of BEAN distributed.
Nothing has really changed, today was 5 kilos of refried BEAN, ten litres of beef and BEAN chilli. Random people still give me vegetables, today a stranger gave me a cauliflower.


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Modern Mom 25/01/14(Tue)12:26 No. 4212
4212

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I just want to take this opportunity to mention that garbanzo beans/chickpeas are similarly cheap, easy and nutritious (also possibly less prone to causing gas). I've been eating them a lot more than normal beans lately because I prefer the taste.


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Modern Mom 25/02/20(Thu)10:02 No. 4259

>>4212
Well BEANed




Cob home general thread Modern Mom 13/03/16(Sat)20:55 No. 1065 [Reply]
1065

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Serp /jew/. I need ideas today.

I'm wanting to build a cob house somehow, preferably outside of the U.S. in a country such as Wales, Canada or the like (basically somewhere forested with good hills, mountains and rivers). Ideally I'd like to start an eco-village, but let's stick with the former for now.

How might I go about doing this? Currently I'm working two jobs (both minimum wage, I'm afraid) in order to pay my current living expenses and save up whatever little I can. I may be attending community college soon to work toward an Associates degree, but I'm not convinced college alone can help me achieve this, as I think I'd be getting myself farther in debt than necessary or even practical in this current economy. Basically, I don't want to become a debt slave after I earn my Associates if I can avoid it. I've also been considering focusing on a specific trade for awhile before transferring to a bigger university first in the hopes of being that much better off.

How might I be able to earn up enough credit (and whatever else might be necessary) to buy arable land in another country to do this? Ideally I'd like to go completely off-grid, but that requires me owning land and a home (desiring cob design in my case) first.

I guess I'm looking for a few basic answers and general insight. My questions are:

>Is college (for either Associates or Bachelors degrees) really necessary to get my feet off the ground?
>Would it be worth my time instead to focus on an immediate trade (probably something like railroading, welding, carpentry or forestry)?
>What are the stipends outside of the U.S. for buying land? I'd like to shoot for Wales if at all possible.
>What are the regulations for cob home design?
>Any further thoughts or ideas?
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Modern Mom 17/05/05(Fri)13:56 No. 3018

>>1065
>off-grid
>owning property

Choose one.


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Greg Bjorg 21/09/15(Wed)11:41 No. 3543

Man, I know how exhausting two jobs may be, so be careful because you can easily lose concentration and risk your safety at work.


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Balance Blind 21/09/15(Wed)11:48 No. 3544

Well, I think he knows how to manage his time, and I hope he works at a quite safe place, so there's no need to worry about that




Tiny Homes Modern Mom 14/10/19(Sun)23:28 No. 2413 [Reply]
2413

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Does anyone have experience or interest in building tiny homes? They are usually 100-300 sq/ft. made of found and recycled materials cheaply. Some run on solar and wind power. I work a part-time job and I'm thinking of starting a tiny house project. I can buy some materials and there's plenty of scrap around me to use. I have some carpentry skills and general know-how. Anyone interested in the tiny, minimal, cheap life?


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Modern Mom 24/12/30(Mon)04:51 No. 4197

>>4196
"Simply scam people and steal materials."


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Modern Mom 24/12/30(Mon)04:57 No. 4198

>>4197
You're on a board called /jew/


>>
Modern Mom 25/01/07(Tue)12:20 No. 4200

>>4198
ah fuck you're right.





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